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Cash App Fees Calculator

Enter an amount to instantly see Cash App fees and net received for all transaction types.

Last updated: May 29, 2026

Client-Side Processing
Input Data Stays on Device
Instant Local Execution
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What is Cash App Fees Calculator?

Cash App Fees Calculator shows the fee and net amount for every Cash App transaction type: sending via credit card (3%), receiving to a business account (2.5%), instant transfer to a linked bank account (1.75%, minimum $0.25), and standard 1–3 day bank transfers (free). Enter an amount once and compare all four scenarios side by side.

How to Use Cash App Fees Calculator

1

Enter the transaction amount in USD.

2

All four transaction types update instantly.

3

Compare fees and net amounts.

Common Use Cases

  • Deciding whether to use instant or standard transfer based on the fee.
  • Calculating how much to charge a client to cover the 2.5% business receipt fee.
  • Checking how much a friend needs to send to cover a credit card fee.
  • Comparing Cash App fee options before selecting a payment method.

Example Input and Output

For a $100 transaction, fees vary by type.

Amount: $100
Amount: $100.00
Fees by type
Credit Card Send: -$3.00 → receive $97.00
Business Receive: -$2.50 → receive $97.50
Instant Transfer: -$1.75 → receive $98.25
Standard Transfer: Free → receive $100.00

Disclaimer

Cash App fee rates may change. Always verify the current fee schedule at cash.app before completing a transaction.

Frequently Asked Questions

Is sending money to friends free?

Yes. Sending money from a Cash App balance or linked bank account (debit) to another personal account is free. The 3% fee only applies when paying with a credit card.

What is the instant transfer minimum fee?

The minimum instant transfer fee is $0.25. For small transfers, 1.75% may be less than $0.25, so the $0.25 minimum applies.

Are Cash App fees the same for all amounts?

The rate is a fixed percentage. For instant transfers, there is also a $0.25 minimum. Verify the current rate at cash.app before transacting.

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