Cash App Fees Calculator

Enter an amount to instantly see Cash App fees and net received for all transaction types.

Last updated: May 29, 2026

Transaction Amount (USD)

Send via Credit Card3% of amount sent

Amount

$100.00

Fee

-$3.00

You Receive

$97.00

Receive (Business Account)2.5% of amount received

Amount

$100.00

Fee

-$2.50

You Receive

$97.50

Instant Transfer to Bank1.75% (min $0.25)

Amount

$100.00

Fee

-$1.75

You Receive

$98.25

Standard Transfer (1–3 days)Free

Amount

$100.00

Fee

Free

You Receive

$100.00

Fees based on Cash App's published rate schedule. Rates may change — verify at cash.app before transacting.

Client-Side Processing

Input Data Stays on Device

Instant Local Execution

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What is Cash App Fees Calculator?

Cash App Fees Calculator shows the fee and net amount for every Cash App transaction type: sending via credit card (3%), receiving to a business account (2.5%), instant transfer to a linked bank account (1.75%, minimum $0.25), and standard 1–3 day bank transfers (free). Enter an amount once and compare all four scenarios side by side.

How to Use Cash App Fees Calculator

Enter the transaction amount in USD.

All four transaction types update instantly.

Compare fees and net amounts.

Common Use Cases

Deciding whether to use instant or standard transfer based on the fee.
Calculating how much to charge a client to cover the 2.5% business receipt fee.
Checking how much a friend needs to send to cover a credit card fee.
Comparing Cash App fee options before selecting a payment method.

Example Input and Output

For a $100 transaction, fees vary by type.

Amount: $100

Amount: $100.00

Fees by type

Credit Card Send: -$3.00 → receive $97.00
Business Receive: -$2.50 → receive $97.50
Instant Transfer: -$1.75 → receive $98.25
Standard Transfer: Free → receive $100.00

Disclaimer

Cash App fee rates may change. Always verify the current fee schedule at cash.app before completing a transaction.

Frequently Asked Questions

Is sending money to friends free?

Yes. Sending money from a Cash App balance or linked bank account (debit) to another personal account is free. The 3% fee only applies when paying with a credit card.

What is the instant transfer minimum fee?

The minimum instant transfer fee is $0.25. For small transfers, 1.75% may be less than $0.25, so the $0.25 minimum applies.

Are Cash App fees the same for all amounts?

The rate is a fixed percentage. For instant transfers, there is also a $0.25 minimum. Verify the current rate at cash.app before transacting.